Crypto.com is many things at once. Products include; wallet, MCO Visa Card, a place to buy, sell, borrow, lend, and pay with crypto. The platform has a great loyalty program. Locking funds for a more extended period and stacking MCO, tokens results in higher yield. For more info, check the Loyalty program section below.

Pros

  • Loyalty program
  • Mobile App
  • Debit/Credit Card

Cons

  • No Deposit Insurance

Payout frequency

💸 Flexible, 1-month, 3-month

Security

  • 2FA
  • PIN
  • ISO/IEC 27001
  • PCI/DSS Certified

Loyalty program

By staking MCO utility tokens, it is possible to get better interest rates.

Stablecoins (USDT, DAI, PAX, USDC)

MCO Staking Flexible 1-month 3-month
50 or less 6% 8% 10%
500 or above 8% 10% 12%

BTC, ETH, XRP, LTC, MCO, BNB, BAT, LINK, MKR

MCO Staking Flexible 1-month 3-month
50 or less 2% 4% 6%
500 or above 4% 6% 8%

Crypto.com Chain token (CRO)

MCO Staking Flexible 1-month 3-month
50 or less 12% 14% 16%
500 or above 14% 16% 18%

Debit/Credit Card

Crypto.com offers a Debit card with five loyalty tiers. By staking MCO tokens, it is possible to get rewards and cashback.